Florida St. Petersburg Real Estate Talk

House and homes for sale in St Petersburg Florida

Seminole Isle waterfront condo and townhomes

Address

Subdivision

Water Front

Pool

Prop Code

Sq Ft

BR

Full Baths

Half Baths

List Price

7296 Marathon Dr # 303

Seminole Isle Condo

Y

Y

CONDO

1,500

2

2

0

$199,000

7296 Marathon Dr # 203

Seminole Isle Condo

N

Y

CONDO

1,500

2

2

0

$199,000

7194 Key Haven Rd # 203

Seminole Isle Condo

Y

Y

CONDO

1,500

2

2

0

$200,000

7194 Key Haven Rd # 503

Seminole Isle Condo

Y

Y

CONDO

1,500

2

2

0

$208,000

7178 Islamorada Circle

Seminole Isle Townho

Y

Y

TOWNH

2,089

3

2

1

$245,900

7368 Islamorada Cir

Seminole Isle Twnhms

Y

Y

TOWNH

2,088

3

2

1

$260,000

7296 Marathon Dr # # 205

Seminole Isle Condo

Y

Y

CONDO

1,700

2

2

0

$264,000

7194 Key Haven Rd # 205

Seminole Isle Condo

Y

Y

CONDO

1,700

2

2

0

$268,000

7296 Marathon Dr # 602

Seminole Isle Condo

Y

Y

CONDO

1,700

2

2

0

$269,000

7389 Islamorada Cir

Seminole Isle Twnhms

Y

Y

TOWNH

2,088

3

2

1

$269,900

7069 Key Haven Rd # 505

Seminole Isle Condo

Y

Y

CONDO

1,700

2

2

0

$274,900

10002 Key Haven Rd # 402

Seminole Isle Condo

Y

Y

CONDO

1,700

2

2

0

$274,999

7194 Key Haven Rd # C601

Seminole Isle Condo

Y

Y

CONDO

2,100

3

2

0

$299,000

7194 Key Haven Rd # 206

Seminole Isle Condo

Y

Y

CONDO

2,100

3

2

0

$353,000

7137 Islamorada Cir

Seminole Isle Twnhms

Y

Y

TOWNH

2,088

3

2

1

$365,000

7040 Key Haven Rd # 401

Seminole Isle Condo

Y

Y

CONDO

2,100

3

2

0

$369,000

7275 Conch Blvd # 7275

Seminole Isle Twnhms

Y

N

TOWNH

2,090

3

2

1

$415,500

7296 Marathon Drive # 401

Seminole Isle Condo

Y

Y

CONDO

2,100

3

2

0

$445,000

 Right now we have 18 active waterfront listings in Seminole Ile. It is ubelievable how much the prices have dropped. Look at the condos that have 1500 square feet. They are asking around $200,000 right now. Seminole Isle is a beautifulgated community only minutes away from th beach and only a few years old. In my opinion these are some of he best value in town.

Call or e mail me if you want more infrmation on Seminole Isle, great deal bank owned properties or short sales and foreclosures.

March 20, 2009 Posted by Anne Hensel | Listing, buyer's information, foreclosure, real Estate information Florida, seller, short sale | | No Comments Yet

Seminole Isle Condos

Just a short update on Seminole Isle. There are 3 condos on the market for less than $200,000. This might be your time to jump in and take avantage of the low real estate prices.

Call us for more information.

We also have floor plans on file if you need one.

Seminole Isle Florida

Seminole Isle Florida

 

 

If you think about buying or selling a house or condo in the Saint Petersburg Florida area, please give me a call. Ask me about waterfront homes or condos in St. Pete beach, Treasure Island, Madeira beach, Seminole and other Clearwater Tampabay neighborhoods. Find out what we can do to sell your home or condo and what the value of your property is. Check out great real estate deals or visit condo associations like Seminole Isle.

We also work with short sale bank owned and foreclosures. Find a property or go to my website for more real estate information or simply contact us.    727 409 8706

February 8, 2009 Posted by Anne Hensel | buyer's information, real Estate information Florida, seller | | No Comments Yet

Looking for a Realtor in Saint Petersburg Treasure Island Florida?

Here is a new tool for buyers and seller to find a trained and experienced Real Estate agent.

If you are serious about buying or selling you property here in Saint Petersburg or on the beaches, you need to start by looking for a good Realtor that knows the area and can help you.

Click the link below and see a realtor rating system. 

http://realvalueratings.com/index.php?option=com_jreviews&Itemid=42&url=Ratings/Real-Estate_s4_m42/

 

Or simply click here and Google the Realtors name

www.Google.com

 

January 30, 2009 Posted by Anne Hensel | Listing, Treasure Island Fl., buyer's information, foreclosure, real Estate information Florida, seller, short sale | | No Comments Yet

Home owner Short Sale information for Saint Petersburg.

It really doesn’t matter if you are in Saint Petersburg or anywhere else Florida and it doesn’t matter where your bank is. In a short sale situation, the bank might forgive the balance owed between the mortgage amount and the sale price. Might,that is right. They do not have to. You or your negotiator or Short sale Realtor want to make sure that the forgiveness is part of the deal. Be careful, if you hire someone to help you with the negotiations and the paperwork, they better know what they are doing, otherwise you can get in more trouble than you already have. I do not want to scare you, but it is important that you understand the whole short sale process or have someone on your side that does. Banks will try to get as much money as they can and they will try everything in the book. Home owners that face a short sale are often intimidated by all this and they are an easy target. So, be smart, get help and get it ASAP. If you think you might be upside down and might have to sell, call your Realtor and or lawyer now. The most important factor to a successful short sale is TIME.

Anne Hensel, Realtor, CSP, Short Sale Professional, working with homeowners and buyers to successfully close a short sale transaction in Pinellas County Florida.

A lot of people here in the Saint Petersburg, Seminole area are facing a short sale situation, Waterfront properties on Saint Pete Beach or Treasure Island  as well as little homes in Seminole or Gulfport. Give me a call today and find out what your options are. Your short sale consultation is free of charge and confidential.

 

 

December 14, 2008 Posted by Anne Hensel | Saint Petersburg Fl., foreclosure, real Estate information Florida, seller, short sale | | No Comments Yet

Seminole Isle condos and townhomes in Seminole Saint Petersburg

Seminole Isle is a very nice community here in Seminole Florida. It is located right on Park Blvd between Seminole Blvd and Park Street, in the middle of Seminole across the street from the huge Seminole park. It is only minutes away from the beaches of Madeira and Redington. Seminole Isle is a gated community with 6 condo complexes a total of 180 units and a lot of townhomes. Nearly all units have a great view onto Lake Seminole and the nature preserve. The complex is right on the water and has a nice dock and its own little beach. Seminole Isle features a nice clubhouse and tennis courts, a heated swimming pool and a long walk way around the community with beautiful direct waterfront places were you can just hang out or fish or watch the birds.                                                                                                                                                                                                                                                                      Location, Location, Location, it does not matter where you need to go in St. Petersburg, Seminole Isle is10 minutes or less from everything. There is a Publix and a Sweet bay within 5 minutes, a Home depot within 3 minutes, shops and restaurants even the Seminole Mall is less than 5 minutes away. It will take you 30 minutes to Tampa airport and about 15 minutes to the downtown Saint Petersburg waterfront. Seminole itself has a lot to offer, it is an up and coming community with lots of energy and lots of fun things to do. Seminole Isle was built some 4 years ago by Beazer, one of the nicest projects they ever did. Unfortunately the real estate market changed over night and Beazer stopped constructions on other projects that were planned for Seminole Isle. So, right now there is a lot of vacant land within the community. If you do not know about the developer stopping the project, you would not realize that it was supposed to have a lot more buildings. In the beginning of 2008 the developer turned the condo affairs over to the Seminole Isle association and the complex is now managed by the Leland Management Company.                                                                                          They have an onsite property manager that takes care of everything. Ok Let’s talk about the condos in Seminole Isle, like I said there are about 180 units and the have 3 different floor plans. The condos are either 2 or 3 bedroom between 1500 and 2100 heated square feet. Each condo has an assigned parking space underneath the building and tons of parking outside. Also, each condo has a very nice size screened in balcony, open floor plan and high ceilings. The townhomes are a little over 2000 sf. also available in 3 different floor plans and they have a big oversized two car garage/ bonus room downstairs. You have your kitchen, living room area on the second floor and the bedrooms on the third floor. I kind of like the condos better, that might be because I am too lazy to walk up and down the steps in a townhome. In the beginning of 2008 Beazer sold their last units in Seminole Isle and now everything that is or comes on the market is a resale. People paid a lot of money for these condos when they were brand new.                                                                                              Well, like I said before, in the meantime the market has changed and the sales prices in Seminole Isle went down dramatically. We are talking about prices that dropped by $150,000 within a 2 years period. Well this is good news for all the buyers out there, once in a while you can find that unbelievable deal in Seminole Isle. Just a few month ago,  a 2100 Sf. condo sold for $270,000. The seller had paid way over $400,000 for it about 2 years ago. According to public records it looks like there might be more short sales coming up in Seminole Isle.

IMG_1294

If you think about buying or selling a house or condo in the Saint Petersburg Florida area, please give me a call. Ask me about waterfront homes or condos in St. Pete beach, Treasure Island, Madeira beach, Seminole and other Clearwater Tampabay neighborhoods. Find out what we can do to sell your home or condo and what the value of your property is. Check out great real estate deals or visit condo associations like Seminole Isle.

We also work with short sale bank owned and foreclosures. Find a property or go to my website for more real estate information or simply contact us. 

727 409 8706

IMG_1299

DSCN4820

DSCN4920DSCN4838

December 12, 2008 Posted by Anne Hensel | Listing, buyer's information, real Estate information Florida, seller, short sale | | No Comments Yet

I got a Notice of default from my bank, should I begin the short sale process or just wait?

Do not wait, if you qualify for a short sale, you need to contact us ASAP. We work in the Saint Petersburg Pinellas county area and a NOD ( Notice of Default) is a wake up call that you need to take serious. The banks can issue a Notice of default 16 days after you missed a payment. Usually we do not see it that early, but some banks take action that soon. If you have received this notice, you only have a limited time left to complete a successful short sale. If you miss this time frame, you will most likely be foreclosed on.

No reason to panik, but you need to act.

 

Anne Hensel, Realtor, CSP, Short Sale Professional, working with homeowners and buyers to successfully close a short sale transaction in Pinellas County Florida.

A lot of people here in the Saint Petersburg, Seminole area are facing a short sale situation, Waterfront properties on Saint Pete Beach or Treasure Island  as well as little homes in Seminole or Gulfport. Give me a call today and find out what your options are. Your short sale consultation is free of charge and confidential.

 

 

December 12, 2008 Posted by Anne Hensel | Listing, Saint Pete Beach Fl., foreclosure, real Estate information Florida, seller, short sale | | No Comments Yet

Do I have to move out of my home when it is in a short sale process?

No, you can still live in your home and you should.

There are a lot of reasons but I want to point out 2 reasons why you should stay in your home.

 

You are still responsible for your home; you want to make sure it is kept up nicely so you can get the best sales price for it.

While you still live in your home, you do not have to pay rent anywhere else.

Think about it, with a short sale or foreclosure situation here in Saint Petersburg, the ones that have the best chance to sell, are the ones that are owner occupied. The properties are still cared for and kept up nicely and will get better offers and eventually a better sales price. The “abandoned” houses and condos usually look very sad, they are dirty and do not show nice. A lot of people think that banks want them to move out ASAP. That is just not true. In a Short sale situation or foreclosure, the bank as in interest in keeping the home as nice as possible and the easiest way is to have the home owner live in it. We see properties, where the seller has moved out, the grass is growing, the weeds are growing, the electricity is off etc. These homes are just not attractive to buyers and you will receive low ball offers if any.

December 12, 2008 Posted by Anne Hensel | Listing, foreclosure, real Estate information Florida, seller, short sale | | No Comments Yet

Can I do a short sale on my Saint Petersburg home?

This is a question that can only be answered if I have a lot of information from you and your bank. Every bank has different guidelines and in today’s world, things change by the minute.

But to give you some kind of an idea, I will give you two examples

Projected sales of your house or condo is $300,000

One mortgage of $ 350,000

Unpaid property taxes $ 7000

Closing cost of $20,000

     Yes, you have a very good chance that the bank will agree to a short sale.

But to give you some kind of an idea, I will give you two examples

Projected sales of your house or condo is $300,000

First mortgage of         $ 280,000

Second mortgage        $ 50,000

Home equity line of    $ 50,000

Unpaid property taxes $ 7000

Closing cost of $20,000

So. long story short, talk to us, we will help you determine if a short sale is right for you or if you have other options.

December 12, 2008 Posted by Anne Hensel | Listing, foreclosure, real Estate information Florida, seller, short sale | | 2 Comments

I want to list my home in Saint Petersburg Fl., it is a short sale.

Can you come over to the house and list it so we can start the short sale process?                                                                                                     What do you do when you get a call like this?   The realtor that has not done short sales will probably say NO, I do not do short sales and that is ok. Than you have realtors that will say, sure I will be there first thing in the morning. It is ok when a Realtor does not want to list a short sale because they have no experience or short sale training. The Realtor that jumps, and wants to see the home ASAP, I am not sure what they are thinking.                                                                                                                    In my opinion. a short sale situation should be handled different than a regular listing. The focus should be on the seller and not so much on the house. When I get a call to list a short sale, I meet with the seller in my office before I go look at the house. I do a CMA on the property, pull public records and prepare a picture of the current market situation here in Saint Petersburg Tampabay. When I sit down with the home owner I explain the short sale process and the consequences. We talk about all the things that can happen and what he can expect over the ext few months. After is consultation, which is free of charge and confidential, the seller can make an educated decision if a short sale is the right answer for him. Once this decision is made, we determine if a short sale is even feasible and that involves a lot of paperwork that needs to be filled out by the seller. After all this is said and done, and we go the short sale route, I go to the property, make suggestions, do a new CMA and fill out the listing agreement.

Anne Hensel, Realtor, CSP, Short Sale Professional, working with homeowners and    buyers to successfully close a short sale transaction in Pinellas County Florida.

A lot of people here in the Saint Petersburg, Seminole area are facing a short sale situation, Waterfront properties on Saint Pete Beach or Treasure Island  as well as little homes in Seminole or Gulfport. Give me a call today and find out what your options are. Your short sale consultation is free of charge and confidential

 

December 12, 2008 Posted by Anne Hensel | Listing, real Estate information Florida, seller, short sale | | No Comments Yet

Afraid of loosing you home? Can not make payments anymore?

·            

·                  Take action now, start with calling your Realtor

·                     or a non profit  foreclosure organization or call you bank

·                     The list below is copies from the Hope Now website.

·                     When you call your lender, make sure that you have the following information ready.

·                      

·                     Your full Name and Address ,Telephone number, Email Address

·                     Bank Name and Loan Number and social security number

·                     Your Current Income and Expenses and you will be asked

for        about the Reason of Default

·                   

Mortgage Lender Directory

 

 

Company

Phone Number

Website/Email

Acqura Loan Services

866-660-5804

www.acqura.net

American Home Mortgage Servicing, Inc.

877-374-3100

optiononeonline.com

Aurora Loan Services

800-550-0509

myauroraloan.com

Bank Of America

800-846-2222

bankofamerica.com

Carrington Mortgage Services, LLC

800-790-9502

myloan.carringtonms.com

Citi Mortgage/Citi Residential 

866-915-9417

mortgagehelp@citi.com
officeofhope@citirl.com

Countrywide Home Loans

800-669-6650

countrywide.com

EMC Mortgage / Bear Stearns

877-362-6631

emcmortgageservicing.com

First Horizon Home Loans

800-364-7662

firsthorizon.com

GMAC / Homecomings

800-799-9250

homecomings.com
gmacmortgage.com

Home Loan Services, Inc. (d/b/a First Franklin Loan Services & NationPoint Loan Services)

800-500-5022

viewmyloan.com
nationpoint.com

HomEq Servicing

877-867-7378

www.homeq.com

HSBC Consumer Lending

800-333-5848

www.beneficial.com
www.hfc.com

HSBC Mortgage Services

800-365-6730

hsbcmortgageservices.com

HSBC Mortgage Corporation

888-648-3124

www.us.hsbc.com

IndyMac Federal Bank

866-355-7273

www.imb.com

JP Morgan Chase Prime Loans

800-446-8939

www.chase.com

JP Morgan Chase Non Prime

877-838-1882

N/A

JP Morgan Chase Home Equity

866-582-5208

N/A

Land America Lender Services   

800-909-9525p & 800-274-6600   

customersupport
@myloancare.com

Litton Loan Servicing

800-999-8501

www.littonloan.com

National City Mortgage Company

800-523-8654

nationalcitymortgage.com

Nationstar Mortgage LLC    

888-480-2432

customer.service@
nationstarmail.com

Ocwen Loan Servicing, LLC

877-596-8580

ocwencustomers.com

Saxon Mortgage / Morgan Stanley

888-325-3502

www.saxononline.com

Select Portfolio Servicing, inc.

800-258-8602  

www.spservicing.com

SunTrust Mortgage

800-443-1032

www.suntrustmortgage.com

Washington Mutual

866-926-8937

www.wamu.com

Wells Fargo Home Mortgage

866-488-2028

www.wellsfargo.com

Wells Fargo Financial

800-275-9254

financial.wellsfargo.com

Wilshire Credit Corp. / Merrill Lynch

888-917-1050

www.wcc.ml.com

 

December 11, 2008 Posted by Anne Hensel | foreclosure, real Estate information Florida, seller, short sale | | No Comments Yet